Ledger Over Labels: David Schwartz Shapes Ripple’s Cross-Border Future
David Schwartz, Chief Technology Officer at Ripple, has never been one to follow the conventional route. Long before the rise of cryptocurrencies, Schwartz was programming complex logic into calculators—a passion sparked by his father’s interest in early computing. This hands-on experimentation with flow-based computing helped shape his belief in direct, transparent systems—principles that continue to underpin his work today…


